Personal Loan
Big goals, funded fast.
Up to ₹25,000, disbursed straight to your bank — transparent terms, and a decision in minutes.
Apply Now
Move forward with the right personal loan.
Apply for a personal loan, up to ₹25,000 in minutes
Why choose us
Designed for important financial decisions
Small-ticket, fast
Built to process quick, short-term loans in minutes.
AI-driven eligibility
Smart technology delivers an instant decision from our lending partner.
Transparent process
Clear terms with zero hidden fees or surprises.
Faster decision cycles
Quick approvals to keep your plans moving forward.
Dedicated support
Expert guidance throughout your entire borrowing journey.
Eligibility Criteria & Documentation
Personal Loan Eligibility
To qualify for a personal loan with us, please ensure you meet the following criteria
- Age from 21 to 60 years
- Both self-employed and salaried individuals can apply
- Minimum net monthly income of Rs.15,000
Documents Required
When you apply for a personal loan, you will need to provide the following documents
- PAN Card
- Last 3 month's bank statements
- Aadhaar Card
Powered by an RBI-regulated lending partner
Loans on Qicky are provided and disbursed by our regulated lending partner. Qicky is a digital lending platform that manages your end-to-end journey.
Why it feels effortless
Simple. Transparent. Efficient.
Instant approval
Get pre-approved in minutes, based securely on your core financial profile.
Short tenure
Repay over 30 to 60 days — and only pay interest for the days you borrow.
Paperless process
Complete your entire application digitally without leaving your home or office.
Frequently Asked Questions
Got questions? We've got answers. If you can't find what you're looking for, feel free to reach out to our support team.
In most cases, once your application is approved and digitally signed, funds are disbursed to your bank account within minutes to a few hours depending on your bank's processing times.